Flat-Coated Retriever Price: How Much Do They Cost in 2026?

Complete cost breakdown for the Flat-Coated Retriever including purchase price, first-year costs, and ongoing monthly expenses.

Puppy Price
$1000–$2000
First Year Cost
$4,376
Monthly Cost
$178

Flat-Coated Retriever Price Overview

As of 2026, a Flat-Coated Retriever puppy from a reputable breeder typically costs between $1000 and $2000. The wide range reflects differences in lineage, breeder reputation, geographic location, and whether the puppy is pet-quality or show-quality.

The initial purchase price is just the beginning. First-year costs including supplies, veterinary care, and food typically total around $4,376. Ongoing monthly expenses average about $178 per month for food, insurance, grooming, and supplies.

Price Breakdown

Pet-quality puppy$1000–$1500
Show-quality puppy$1500–$2000
Adoption/rescue$$150–$400

Ongoing Costs

Food (monthly)$65–99
Grooming (monthly)$56–62
Vet visits (annual)$322–866
Insurance (monthly)$41–86
Supplies (annual)$296–519

Price by Color/Type

Standard colors$1000–$2000
Rare colors$2400–$3000

Where to Buy a Flat-Coated Retriever

The best sources for a Flat-Coated Retriever include:

  • Reputable breeders: Look for breeders registered with the national breed club who health-test their dogs
  • Breed-specific rescue organizations: Many purebred Flat-Coated Retrievers need homes through rescue
  • AKC Marketplace: A directory of AKC-registered breeders with verified listings

Avoid pet stores, puppy mills, and online sellers who cannot provide health testing documentation. A responsible breeder will welcome your questions and want to ensure their puppies go to suitable homes.

Scam Warning

Be cautious of Flat-Coated Retriever puppies priced significantly below the typical range ($1000–$2000). Red flags include sellers who won't let you visit, request wire transfers or gift cards, have multiple breeds available, or cannot provide health clearances. Always meet the puppy and at least one parent in person before purchasing.

Frequently Asked Questions

A Flat-Coated Retriever puppy from a reputable breeder typically costs within the range listed above. Prices vary by location, lineage, and breeder reputation.
The cost reflects responsible breeding practices including health testing, veterinary care, quality nutrition, and proper socialization of puppies before they go to new homes.
Yes, Flat-Coated Retriever rescue organizations and shelters sometimes have dogs available for adoption at a fraction of the breeder price, typically between $150 and $500.
Monthly costs include food, pet insurance, grooming, and supplies. Budget for regular veterinary visits and emergency funds as well.
For the right owner, a Flat-Coated Retriever provides years of companionship and joy. The initial purchase price is just a small fraction of the total lifetime cost of ownership.